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Scam awareness

Strangers at the door: contractor and charity scams

Someone knocks offering repairs, landscaping, or a charity collection — takes your money, then disappears.

Reviewed September 2026

Warning signs

  • A stranger knocks saying they "noticed" damage to your roof, driveway, or yard.
  • They say they have leftover materials from a nearby job and can give you a deal "today only."
  • They ask for a large cash deposit before starting any work.
  • A person collecting for charity offers no identification, written receipt, or way to verify the organization.
  • They pressure you to decide right now and won't leave a written estimate.

What to do

  • Never pay a large deposit in cash to someone who knocked uninvited — real contractors do not work this way.
  • Ask for a written estimate, a business card, and proof of insurance. A reputable contractor will wait.
  • Tell them you need a day to get a second opinion. Any pressure to decide immediately is a warning sign.
  • For charity collectors, ask for identification and offer to mail a check to the charity's official address instead.
  • Check home repair contractors with your state's licensing board before hiring.

A real example

After a spring storm, two men knocked on Gerald's door offering to fix his gutters for a cash payment that day. They took the money and never returned. Asking for a written estimate first would have stopped it.

If it already happened

  • If you paid and work was not completed or was done badly, report it to your state consumer protection office.
  • Keep any receipts, contracts, or business cards as a record.
  • File a report with the FTC (link below) and your local police.

Reassurance: being targeted is not your fault, and it happens to careful people every day. Acting quickly helps.

Honest tradespeople knock on doors too — the difference is they do not pressure you or demand cash on the spot. Taking a day to think, get a second quote, and check credentials is always the right move.

Report it or get help

Not sure if something is a scam?

When in doubt, don’t act. Ask us first. We will never rush you or make you feel foolish for asking.

If money or an account is at risk right now, call your bank first, using the number on the back of your card.

Prefer the phone? Text or leave a voicemail at (720) 460-1021 and we’ll call you back within one business day.